- Bankruptcy Counseling
- Behavioral Health Services
- Conservatorship Program
- Consumer Credit Counseling
- Credit Improvement
- Debt Management Program
- Employee Assistance Program
- Foreclosure Prevention
- Home Purchase Program
- Homeless Prevention Programs
- Homeownership Resource Center
- Representative Payee Program
- Reverse Mortgage Counseling
Homebuyer Education Workshops
Because the process of buying a home can often be confusing and time consuming, the First Time Homebuyer Workshop was created to educate homebuyers about the homebuying process and what to expect with the purchase of their first home. Counselors from The Homeownership Resource Center work closely with the homebuyer through every step in an effort to simplify and reduce the stress of the homebuying process. HRC trained, professional counselors have more than 20 years of extensive training and experience working with first time homebuyers and have assisted hundreds of individuals and families achieve their dream of homeownership. Isn't it time you let them help you?
One Stop Shopping
Through the Homeownership Resource Center's First Time Homebuyer Workshop, a prospective buyer is able to gain a better understanding about the homeownership process, complete a mortgage application, receive a referral to a local real estate agent, and apply for their homeowners insurance all in one place while working one-on-one with an experienced, professional homebuyer counselor. Upon completion of our certified workshop, participants may also be eligible for a variety of first time homebuyer mortgage options including downpayment and closing costs assistance grants offered to qualified buyers by the South Carolina State Housing Program through many area lenders.
Professionals at the Workshop May Include:
Budgeting and Credit Counselors
Real Estate Agents
Workshop Topics Discussed Include:
Which mortgage programs are best for me?
How much of a home can I qualify for and afford?
Qualifying for potential tax credits for first time homebuyers (when applicable)
Buying HUD properties and foreclosures
Getting the most out of working with your REALTOR®
Fees, credit scores, budgeting and current market conditions
Downpayment and closing cost assistance for qualified buyers who meet certain income guidelines
At each workshop, participants have the opportunity to be pre-qualified by a preferred lender at no additional cost or obligation. Lunch and snacks are provided during this FREE workshop held each month. Pre-registration is required to attend this class.
Please contact us if you have questions or need more information.